Should I Refinance?

In times like these, everyone seems to be looking at different ways to save a dollar here and there.  One thing that I am often asked about is whether or not it is a good idea to refinance.  Well, the answer is not as black and white as you might think, so I have linked tothis article to help you make your decision.  Keep in mind it is always a good idea to shop rates, and a great place to start is with contacting a loan officer at the local bank you use.  If you already have a relationship established it can help make things run a little more smoothly.  Plus, you’ll likely get a little better customer service when you can sit down face-t0-face with your lender as opposed to just being another file on someone’s desk in California.  Hopefully this will help shed some light on refinancing and get you on the right lending path!